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Understand the Terms Before You Start

These terms set out how your kudajutu account works — what we expect from you, what you can expect from us, and how wallet transactions through DANA, OVO, and GoPay fit into your account activity.

Account eligibility rulesDANA, OVO, GoPay wallet termsWithdrawal conditionsAccount suspension policyJurisdiction-dependent access
kudajutu Understand the Terms Before You Start
HOW WE HANDLE THIS

How kudajutu Applies These Terms Fairly

We enforce these terms consistently and transparently. When a rule affects your account — a hold on a GoPay withdrawal, a limit on account activity, or a request for identity documents — we notify you through your registered contact detail and explain which clause applies. You have the right to ask for a written explanation of any decision.

Account Security

Your account credentials are your responsibility. We use encrypted sessions to protect login and wallet actions, but you must keep your password and OTP codes private at all times.

Data Retention

We keep account records — including DANA, OVO, and GoPay transaction logs — for as long as required by our operating obligations. You can request a summary of your transaction history through live chat.

Requesting Changes

To update your registered email, linked wallet, or personal details, go to Account Settings and follow the verification steps shown. Some changes require OTP confirmation to your registered mobile number.

Dispute Resolution

If you believe a term was applied incorrectly to your account, contact us by email with your account ID and the specific transaction reference. We review disputes and respond in writing.

TERMS CONTACT PATHS

Reach Us About Your Account Terms

If any part of these terms is unclear — whether it involves a wallet transaction, account suspension, or eligibility in your region — our support team can walk you through the specific clause. Reach us through the channels below and we will respond with a clear, written explanation tied to your account situation.

Live Chat Support Open the live chat window from any page in your account. Our team handles terms questions including DANA, OVO, and GoPay transaction queries directly in the chat.
Email Support Send a detailed message to our support address if your question involves account suspension, withdrawal holds, or a formal dispute about how a term was applied to your account.
Account Help Centre The Help Centre inside your account dashboard covers the most common terms questions — wallet verification steps, withdrawal conditions, and what triggers an account review.

Common Questions About These Terms

These are the questions we hear most often about account terms, wallet rules, and eligibility. If yours is not listed here, live chat is the fastest way to get a specific answer tied to your account.

Yes. The same withdrawal conditions, verification requirements, and account rules apply regardless of whether you use DANA, OVO, or GoPay as your wallet method.

We can suspend an account if we detect activity that breaches these terms. In most cases we notify you by email first, but immediate suspension can apply where fraud or security risk is detected.

Verified balances are returned to your linked wallet — DANA, OVO, or GoPay — after we complete our standard identity check. Unverified funds may be held during the review period.

Eligibility depends on local law in your region. We recommend checking whether access is permitted where you are before depositing. These terms do not override local legal requirements.

No. Your account is personal and non-transferable. Sharing account access or allowing another person to operate your account is a breach of these terms and may result in suspension.

Email our support team with your account ID, the relevant transaction reference, and a brief description of the dispute. We review each case and reply in writing with our assessment.
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Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.